Jour Fixe - Mobile Payments

Dr. Thomas Pauls
Monday, 04. May 2020

Jour Fixe - Mobile Payments

Dr. Thomas Pauls
This jour fixe takes usually place on the first monday of the month, starting at 5:00 p.m., in HoF E.20 of the House of Finance (Campus Westend). This jour fixe is an exception and will take as a Zoom meeting. If you want to participate, please send an email to info@eflab.de.

“Does MobilePay spur consumer expenditures?” with Philipp Klais (Goethe University).

Using a sample of more than 30,000 first-time MobilePay (MP) users plus a control group in a unique institutional setting of the first-time introduction of a widely-accepted mobile payment option in Germany, we show in within-subject and Diff-in-Diff settings that after MP adoption, users consume more and at a higher frequency. We document that MP is not just replacing other means of payments and that the effects are persistent. We hypothesize that this might be driven by increased convenience and a reduced pain-of-paying.

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